Secure Your Retirement with Confidence
Protect your NPS investments from risks like market downturns, mismanagement & fraud.


What is NPS Insurance?
NPS Insurance is a safeguard for your National Pension Scheme investments. It protects your capital against market volatility, fund manager errors, and potential fraud.
- Market Protection – Shields your savings from sudden market dips
- Managerial Risk Cover – Covers negligence or fund mismanagement
- Fraud Protection – Security against cyber or internal fund frauds
- Pension Assurance – Ensures stable retirement income
Why You Need NPS Insurance?
Market Shielding
Keeps your NPS savings secure in volatile market conditions.
Capital Protection
Protects your invested capital from unforeseen financial shocks.
Managerial Risk Cover
Ensures responsible handling of your pension funds.
Key Features of NPS Insurance
Covers up to 90% of your NPS corpus against qualified risks.
Works with your existing NPS Tier-I and Tier-II accounts.
Affordable annual premiums for extensive protection.
Digitally verified and fast-tracked claim approvals.
Reviews
What Our Clients Say
Trusted by many – reviews that speak volumes
Dharmesh paladiya2025-05-05Trustindex verifies that the original source of the review is Google. "I had the opportunity to work with Vibhuta Vekariya, founder of Vittam, and I must say — the experience was exceptional. She made mutual fund and insurance planning so simple and transparent. ✅ Clear financial guidance ✅ Honest suggestions ✅ Deep understanding of tax-saving and wealth planning If you're looking for someone who genuinely cares about your financial growth, I highly recommend Vibhuta and her team at Vittam." Soham Mavani2025-05-04Trustindex verifies that the original source of the review is Google. I would highly recommend this advisory firm to include in your life as they give you best advice for your future saving and to achieve your goals... Dhruvi Shiroya2025-05-03Trustindex verifies that the original source of the review is Google. Great job 👍 Chirag Shekhada2025-05-03Trustindex verifies that the original source of the review is Google. Nice support and superb work Manish Mangroliya2025-05-01Trustindex verifies that the original source of the review is Google. Good experience
FAQs
NPS Insurance protects your retirement savings from:
- Market volatility and crashes
- Fraudulent transactions or cyber threats
- Fund manager negligence or mismanagement
- It ensures your pension investments remain secure until maturity.
While NPS Insurance complements your National Pension Scheme, it is offered by private insurance providers and fintech platforms. It is not directly issued by the government, but it complies with all regulatory norms and works seamlessly with your official NPS account.
Yes, you can cancel your NPS Insurance at any time.
However, some benefits may be forfeited if canceled before the full term. Be sure to check the plan’s cancellation policy before proceeding.
Absolutely. Your PRAN (Permanent Retirement Account Number) and other sensitive details are encrypted and protected using bank-grade security protocols. We do not store passwords or access funds—only read-access integration is used for risk monitoring.