Invest Smart with Fixed Deposits
Secure Your Wealth with High-Return Fixed Deposits
Why Choose Our FD Plans?
100% Capital
Safety
Your investment is completely safe and secure.
Attractive Interest Rates
Enjoy higher rates than most banks and NBFCs.
Flexible Tenure Options
From 6 months to 10 years—choose what suits you.
Quick Online
Process
Paperless and fast FD booking from your device.
Estimate Your Returns
Fixed Deposit Calculator
FAQs
The minimum investment amount for a Fixed Deposit varies by institution, but generally starts as low as ₹5,000 to ₹10,000. Some banks or NBFCs may offer micro FDs starting from ₹1,000 for digital bookings. Check specific provider terms before investing.
Yes, interest earned on Fixed Deposits is taxable under the “Income from Other Sources” category. If the interest exceeds ₹40,000 (₹50,000 for senior citizens) in a financial year, TDS (Tax Deducted at Source) may be applied. You can also submit Form 15G/15H (if eligible) to avoid TDS.
Yes, you can opt for premature withdrawal, but it may come with a penalty charge or reduced interest rate. Some FDs allow partial withdrawal without penalty under certain conditions. It’s best to check the breakage terms before booking.
Absolutely. Online FD booking is completely secure when done through authorized and RBI-regulated platforms. Transactions are encrypted, documents are securely stored, and you receive an official FD receipt or certificate via email or dashboard immediately.
